Home Home Buyers Agent
Home Buyers Agent Australia-wide
Buy the right home, calmly.
A home buyers agent works for you, not the seller. We set your brief, search listings and off-market homes, inspect, check each price against recent sales, and negotiate or bid for you through to settlement. Our fee is $12,000 fixed for homes up to $1M, GST included.
- Clear fees, set before we startThe whole search and purchase$12,000 fixed up to $1MAbove $1M a sliding scale that gets cheaper as the price rises: $16,000 at $2M, $27,400 at $5M. Payment plans available.See the fee
- Your buyer, on your sideSelling agents work for the sellerOn your side A clear brief, price checks from recent sales, offers and auctions, through to settlement.What you get
- Auctions and offersWe negotiate or bid for youNSW auctions In-person inspections and auction bidding in NSW, and an Australia-wide search.How it works
What you get
What a home buyers agent does for you
A home buyers agent is a professional who works for the buyer, not the seller. We define your brief, assess value against recent sales, compare homes, review risks such as building, pest and strata problems, and negotiate or bid with less pressure, then guide you through contract and finance steps to settlement.
- A clear brief
Must-haves, deal-breakers, streets and schools worked out with you.
- Property search
Listings, agent calls and off-market homes.
- Inspections
We look properly and tell you what we see.
- Price checks
Recent comparable sales so you know what a home is worth.
- Negotiation and auctions
We negotiate or bid for you.
- Through to settlement
Building and pest, contract and finance steps coordinated.
Payment plans
Pay your home buyers agent fee monthly, not all at once
Our fee usually falls due at settlement, right when your deposit, stamp duty and loan costs land. You can spread it instead. You start with a retainer from $1,000, which comes off your fee, then choose how to pay the rest.
- Pay at settlement
Nothing more until you buy. The balance is paid at settlement, with nothing added.
- 3 months, interest-free
Split the balance into three monthly payments, with no interest at any point.
- 12, 24 or 36 months
Smaller monthly payments. No interest while we search, and the first 3 months are interest-free. After you buy, 0.5% a month applies to what is still owing.
- Pay it off early, any time
Clear the balance whenever you like and the interest stops. You pay what is left of the fee, nothing more.
- Worked out on the price you pay
Payments start on your estimated price. When you buy, the fee is worked out again on the actual price, and anything paid over is refunded.
- More of your savings for the deposit
Spreading the fee keeps more of your cash for the deposit, stamp duty and moving costs, which matters most for first home buyers.
Illustrative example: on an $850,000 home our fee is $12,000, GST included. After a $1,000 retainer you could pay the $11,000 balance at settlement, as $3,666.67 a month for 3 months with no interest, or from $458.33 a month on the 24-month plan. Use the home buyers agent fee calculator below to see every option for your price.
The price
Home buyers agent fees, worked out for your home
Our home buyers agent fee is $12,000 fixed for homes up to $1M, then 0.4% on the part from $1M to $2M, 0.38% to $5M, 0.35% to $10M and 0.25% above, GST included. A retainer from $1,000 comes off the fee. Pick your price range or type your budget to see every way to pay.
What do you expect to pay for the home?
Your fee: $14,000 0.93% of the price, GST included. If you buy for more or less, it’s worked out again on the price you actually pay.
No interest while we search, and the first 3 months are interest-free. After you buy, interest is charged on what’s still owing, nothing more. Pay it off at any time and the interest stops: you just pay what’s left of the fee.
Included
- Your own buyers agent · One person from start to finish.
- Unlimited reviews and negotiations · As many homes as it takes.
- Off-market and pre-market access · Where available.
- NSW inspections and auctions · In-person inspections and auction bidding in NSW.
Good to know
- The retainer comes off your fee, and you get it all back if you cancel within 7 days.
- Monthly payments start a month after you sign, worked out on your estimated price, with no interest while we search, however long it takes.
- When you buy, the fee is worked out again on the price you actually pay. Paid too much? We refund it.
- After you buy, interest (0.5% a month) is charged on what’s still owing, nothing more. Pay it off at any time and the interest stops.
The fee scale and retainer
Each rate applies to the part of the price inside its band, not the whole price. All amounts include GST.
Buying to rent out or as an Airbnb? See our Investment Property Buyers Agent and Airbnb Buyers Agent pages. How do our fees compare? See buyers agent fees in Australia.
How it works
From first call to the keys
Buying with us takes six steps: a free call about your budget and timing, the agreement and a retainer from $1,000, a brief session to set the search rules, search and inspection, negotiating or bidding at the right price, then support through settlement to the keys.
- 1Free call
What you want, your budget and timing.
- 2Agreement and retainer
ID checks, the agreement and a retainer from $1,000.
- 3Brief session
We set the search rules together.
- 4Search and inspect
Homes that match are sent to you first.
- 5Negotiate or bid
We secure the home at the right price.
- 6Settle
We guide you through to the keys.
A clear process from your first call to the keys.
Who we help
Who we help buy a home
We help busy buyers, people who keep missing out at auction, first home buyers, families, upsizers and downsizers, and anyone buying from another city. If you are scared of overpaying or hate negotiating, we do the searching, inspecting and bargaining for you and send only the homes worth your time.
- You’re busy
No more weekends at open homes or nights on listings. We search, inspect and make the calls, and send you just the homes worth your time.
- You keep missing out
Lost at auction or outbid again? We hear about homes before they’re listed, move fast, and bid for you in person in NSW.
- You can’t stretch past your deposit
Spread our fee over 3, 12, 24 or 36 months instead of finding it all at once, with no interest while we search.
- You’re scared of overpaying
Fake “other buyers”, underquoting and “best and final” calls. We check the price against recent sales, see through the tactics, and tell you when a home isn’t right.
- You hate negotiating
We deal with the selling agent for you, back every offer with recent sales and know when to walk away. You get a quick update after every call and just say yes or no.
- It’s your first home
We explain every step, check the grants you can use, and keep you from overpaying at your first auction.
We work for you, never the seller. No kickbacks from developers or selling agents, and a small retainer instead of a big upfront fee.
What home buyers worry about
Common home buying problems, and how we handle them
These are the worries we hear most on first calls with first home buyers, families, upsizers and downsizers, and what we do about each one. The biggest are missing out at auction, underquoting, hidden defects and strata surprises. We check recent sales, arrange building, pest and strata checks, and your conveyancer reviews the contract.
- Missing out at auction
Losing auction after auction is draining. Before the day we agree your limit from recent sales and plan the bidding, so you are not pushed past your budget. Where the seller will look at offers before auction, we tell you whether a pre-auction offer is worth making.
- Overpaying, underquoting and best and final
A price guide is not a valuation. Underquoting, talk of other buyers and a sudden best and final deadline are common. We work out what the home is worth from recent comparable sales and tell you plainly when the price is wrong.
- Problems you cannot see
Cracks, damp, termites and illegal building work are easy to miss on a busy open home. We arrange the building and pest inspection before you commit and go through the report with you. Our guide to building and pest inspections explains what it covers.
- Strata surprises
For units and townhouses, a low sinking fund, a special levy on the way or by-laws that do not suit you matter as much as the home itself. We read the strata report and minutes with you. See our guide to strata property before buying.
- Contracts and cooling-off
Cooling-off rights and contract terms differ by state. Your conveyancer or solicitor reviews the contract before you sign or bid, and we make sure the reports and finance are lined up in time.
- Losing your weekends
Open homes, listings every night and calls that go nowhere. We search, inspect and make the calls, and send you just the homes worth seeing.
- Upsizing or downsizing
Buying and selling at the same time is stressful. We plan the timing, the settlement date and the terms with you and your broker, so you are not caught between two homes.
- Moving to a new city
Relocating for work or family? We help you choose the suburb, and every home is inspected before you offer, by our team or a trusted local agent or building inspector.
- Hating the negotiation
We deal with the selling agent for you and back every offer with evidence. Our guide on how to negotiate when buying a home shows how we approach it.
First home buyers
Buyers agent for first home buyers
Your first home is where a buyers agent can help most. Before the search starts we work through the government help you may be eligible for with your broker and conveyancer. Scheme rules and price caps change, so check the official pages linked below before you rely on them. Facts checked 28 October 2026.
- The 5% Deposit Scheme
From 1 October 2025 the Home Guarantee Scheme became the Australian Government 5% Deposit Scheme. Eligible first home buyers can buy with a 5% deposit, or 2% for eligible single parents, without paying lenders mortgage insurance. There are no income caps and no waitlists, and price caps depend on where you buy. Source: firsthomebuyers.gov.au.
- Stamp duty help in NSW
Under the First Home Buyers Assistance Scheme, eligible first home buyers pay no transfer duty on a new or existing home valued at $800,000 or less, and a reduced rate above $800,000 and below $1 million, for contracts from 1 July 2023. Source: Revenue NSW. Our first home buyer NSW guide has more.
- Grants in other states
Each state sets its own first home grants and stamp duty concessions. Check yours with the state revenue office, for example Victoria, Queensland and Western Australia.
- A budget that works
We set the brief with your broker, so it matches what you can borrow with the deposit, stamp duty, legal and inspection costs counted. Start with our guide to home loan pre-approval.
- Your first auction
A first auction is where many buyers overpay. We set your limit from recent sales beforehand and plan the bidding with you, so emotion does not decide the price.
- Our fee, spread out
Spread our fee over 3, 12, 24 or 36 months so it does not eat into your deposit, with no interest while we search.
Who works for whom
Real estate agent or buyers agent: who works for you?
Many people looking for a real estate agent to help them buy a house are really looking for a buyers agent, also called a buyers advocate. The real estate agent you meet at open homes works for the seller and is paid by the seller. A home buyers agent works for you, the buyer.
- The selling agent
Paid by the seller. Wants the highest price and a quick, certain sale. Under no duty to point out the weak spots of a home to you.
- Your home buyers agent
Paid by you. Wants the right home at the right price, and is happy to tell you to walk away.
- What we check on a home
Recent sales nearby, the building and pest report, the contract, strata records, flood and bushfire overlays, noise, parking, school zones and the commute.
- When you may not need one
You know the suburb well, have time to research and inspect, and are comfortable negotiating. We will tell you that on the free call.
We help home buyers across Australia, including Sydney, Melbourne, Brisbane, Perth, Adelaide, Hobart, Canberra, Darwin and regional centres. Buying to rent out? See our investment property buyers agent service. Buying a place to rent to guests? See our Airbnb buyers agent service. Comparing costs? Read our guide to buyers agent fees in Australia. Not ready to buy yet? Property mentoring helps you build the plan first.
What our clients say on Google
4.9 from 40 reviews★★★★★
I’ve bought two properties through Scott and both have been excellent buys. He found great value in strong locations, and the growth has been solid. Because of the results from those first two, I’m now in a position to buy another two investment properties and I’ll definitely be using Scott again.
Dean Erickson · Google review · 2025
★★★★★
Scott has been awesome throughout my journey. We bought our first investment property with Scott’s help and professional guidance. Would recommend him to any new buyers looking to kick start their investment portfolio.
Jessica Wills · Google review · 2023
★★★★★
Thanks for helping me Scott. You made buying in another state easy and I wouldn’t had the time to do it myself
Derek Farmer · Google review · 2022
Questions about using a home buyers agent
What are your fees?
$12,000 fixed for homes up to $1M. Above $1M it is a sliding scale that gets cheaper as the price rises: 0.4% on the part from $1M to $2M, 0.38% from $2M to $5M, 0.35% from $5M to $10M and 0.25% above $10M. That is $16,000 at $2M, $27,400 at $5M and $44,900 at $10M. A retainer from $1,000 starts the work and payment plans are available. All fees include GST.
Can you help me use equity or keep my deposit?
Yes. As part of the strategy session we plan the purchase around your borrowing, equity and cash flow, and coordinate with your broker so the structure suits you.
Can first home buyers still use grants and concessions?
Yes. In NSW, the First Home Buyers Assistance Scheme can remove or reduce stamp duty for eligible buyers, and the Australian Government 5% Deposit Scheme lets eligible first home buyers buy with a 5% deposit without paying lenders mortgage insurance. Price caps and rules differ by state and change over time, so we check them against your budget with your broker and conveyancer before you start searching.
Do you buy outside the major cities or interstate? Who inspects?
Yes. We search Australia-wide, including regional areas. We inspect and bid at auctions in person in NSW, and elsewhere we use our network of agents and inspectors around Australia, so every property is seen before you offer.
Is a buyers advocate the same as a buyers agent?
Yes. Buyers advocate is the term many people use in Victoria, and buyers agent is more common elsewhere. Both mean a professional who works for the buyer, not the seller, to find, check and negotiate a home.
Is a buyers agent worth it for first home buyers?
It often is, because your first home is when you know the least about values, contracts and auctions. A buyers agent can stop you overpaying, spot problems in the building report or contract, and help you use the schemes you are eligible for. If you know the area well and have time, you may not need one, and we will tell you that.
Can I pay a home buyers agent fee monthly?
With us, yes. Pay the balance at settlement, or monthly: over 3 months interest-free, or over 12, 24 or 36 months. There is no interest while we search and the first 3 months are interest-free. After you buy, interest is 0.5% a month on what is still owing, and you can pay it off early at any time.
Who pays a home buyers agent?
You do. A buyers agent is paid by the buyer, usually a fixed fee or a percentage of the price. Ours is $12,000 for homes up to $1M, then a sliding scale above that, with GST included, and a retainer from $1,000 that comes off the fee. We take no commissions, referral fees or kickbacks from sellers, developers or selling agents.
How do I choose a buyers agent for my home?
Ask each agent for the fee in dollars including GST, what is due up front and whether you get it back, what is included and what costs extra. Ask whether they take money from sellers, developers or selling agents (the answer should be no, in writing), who will actually inspect and negotiate for you, and how long the agreement runs. Check they hold the licence needed where you are buying, and read their Google reviews. Our guide lists the questions to ask: buyers agent fees in Australia.
Are buyers agent fees tax deductible when I buy my own home?
No. If the home is where you live, the buyers agent fee is part of the cost of buying it and is not a tax deduction. For an investment property the rules are different, so check with your accountant. This is general information, not tax advice. See our guide to buyers agent fees and tax.
How much deposit do I need to buy a house?
It depends on your lender and your situation. Many lenders charge lenders mortgage insurance if you borrow more than 80% of the value, and you also need money for stamp duty, legal and inspection costs. Eligible first home buyers may be able to buy with a 5% deposit and no lenders mortgage insurance through the Australian Government 5% Deposit Scheme. Your broker can confirm your numbers.
What is the Australian Government 5% Deposit Scheme?
From 1 October 2025 the Home Guarantee Scheme became the Australian Government 5% Deposit Scheme. It lets eligible first home buyers buy with a 5% deposit, or 2% for eligible single parents, without paying lenders mortgage insurance. There are no income caps and no waitlists, and price caps vary by location. You apply through a participating lender. Details are on firsthomebuyers.gov.au (checked 28 October 2026).
Do you check the building and pest report and the strata report?
Yes. We arrange the building and pest inspection before you commit and go through the report with you. For units and townhouses we read the strata report and meeting minutes for the sinking fund, special levies, defects and by-laws. Your conveyancer or solicitor reviews the contract.
Should I make a pre-auction offer?
Sometimes. If the seller will look at offers before auction, a strong offer backed by recent sales can secure the home without a bidding war. It can also tell the seller you are keen, so we look at the competition and the price guide first and tell you whether it is worth trying.
What is underquoting?
Underquoting is when a home is advertised at a price the seller is unlikely to accept, to draw more buyers in. It is a common reason buyers keep missing out. We ignore the price guide and work out value from recent comparable sales, so you know the real price range before you bid or offer.
Can you help if I am upsizing or downsizing and need to sell first?
Yes. We plan the timing with you and your broker, look at settlement terms that give you room, and tell you whether to buy first or sell first in the current market. We focus on the purchase, and you choose your own selling agent.
How do I get started?
Book a free call. We talk through your budget, goals and timing, then send the agreement. A retainer from $1,000, which comes off your fee, starts the search.
What does a home buyers agent do?
We work for you, never the seller. We set your brief, search listings and off-market homes, inspect, check the price against recent sales, and negotiate or bid for you, then guide you through to settlement. You see just the homes worth your time, and you know what a home is worth before you offer.
Is this service for owner-occupiers or investors?
This page is for buying a home to live in. Buying to rent out? See our Investment Property Buyers Agent page. Buying a place to rent to guests? See our Airbnb Buyers Agent page.
Is a buyers agent worth it when buying a home?
It is worth it when it saves you more than the fee: a better price, not overpaying at auction, avoiding a home with hidden problems, or simply getting your weekends back. It suits you if you are busy, keep missing out, or are buying from another city. If you know the area well and enjoy the process, you may not need one, and we will tell you that on the free call.
Show 10 more questionsShow fewer questions
How do you stop me overpaying?
Before you offer or bid, we work out what the home is worth from recent comparable sales, its condition and the street. We set your limit with you, negotiate from evidence rather than emotion, and walk away when the price is wrong. Nobody can promise a lower price, but you will never be guessing.
What should I check before making an offer on a home?
Recent sales of similar homes nearby, the building and pest report, the contract, strata records for units and townhouses, flood and planning overlays, noise, parking, the commute and school zones. We check these with you and coordinate the reports so nothing is missed before you commit.
Can you bid at auction for me?
Yes. In NSW we inspect and bid for you in person. We agree your limit beforehand from recent sales, plan the bidding, and stay calm on the day so you are not pushed past your budget.
What is the difference between a buyers agent and a real estate agent?
A real estate agent is paid by the seller to get the highest price. A buyers agent is paid by you to find the right home and buy it at the right price. We work for the buyer, never the seller.
How much does a buyers agent cost in Australia?
Most buyers agents charge 1% to 3% of the purchase price, often around 2% plus GST, or a fixed fee, and many add an engagement fee of $1,000 to $5,000. Ours is $12,000 for homes up to $1M, with GST included and payment plans available, then a sliding scale that gets cheaper as the price rises: $16,000 at $2M and $27,400 at $5M. For comparison, 2% plus GST is $22,000 on a $1M home and $110,000 on a $5M home. See our full guide to buyers agent fees in Australia.
Do you help first home buyers?
Yes. We help you set a realistic budget with your broker, use the grants and concessions you are eligible for, and avoid the common first-home mistakes, like paying too much at your first auction or missing problems in the contract or building report.
Does a home buyers agent work for me or for the seller?
A home buyers agent works on the buyer's side. The selling agent represents the vendor, so our role is to give you buyer-side guidance on value, risk, suburb fit and negotiation rather than follow the selling agent's agenda.
Do I still need a conveyancer, solicitor or mortgage broker?
Yes. Your solicitor or conveyancer reviews the contract and gives legal advice, and your broker or lender handles finance. We coordinate with them through the key steps from offer to settlement, but legal, finance and tax advice stays with those professionals.
Should I have finance pre-approval before I start looking?
Knowing your borrowing position before you search makes the brief and your offer or auction limit more realistic. We compare a home's likely price against your budget, borrowing position and recent similar sales, while pre-approval itself comes from your lender or broker.
Is your buying support financial or legal advice?
No. We are buyers agents: we find, check and negotiate the home. Legal, finance and tax advice stays with your conveyancer or solicitor, broker and accountant, and we work alongside them.
Facts checked 28 October 2026.
- The Australian Government 5% Deposit Scheme lets eligible first home buyers buy with a minimum 5% deposit, or 2% for single parents and legal guardians, with no income caps, no waitlists and no lenders mortgage insurance while the guarantee applies (firsthomebuyers.gov.au, checked 28 October 2026).
- The scheme guarantee covers up to 15% of the property value, and both the purchase price and the property value must be at or below the price cap for the property's location (5% Deposit Scheme guide, checked 28 October 2026).
- In NSW, first home buyers get a full transfer duty exemption on a new or existing home valued up to $800,000, and a concessional rate above $800,000 and below $1 million, for contracts exchanged on or after 1 July 2023 (Revenue NSW, checked 28 October 2026).
Ready to find your next home?
Book a free call about what you want, your budget and timing. We’ll tell you how we’d find it.