Property calculators
Switch between your mortgage and rental yield calculators
The mortgage calculator stays separate. The yield calculator has been cleaned up so the layout is easier to read, all yields run off the current property value, and the results are shown in a much clearer breakdown.
Enter the core mortgage assumptions
Pick the main loan settings first, then add staged repayment or offset rules below.
Create up to 10 staged strategies
Each rule can go to the loan or the offset, run on its own contribution frequency, and optionally reuse offset money later.
How the mortgage behaves
This explains the structure in plain language.
Mortgage outcome summary
See the current repayments first, then the full-loan totals underneath.
Quick decision filters
Make the mortgage easy to understand
These figures are all calculated from the current scenario and converted correctly from the selected base repayment frequency.
Open the live schedule and expenditure timeline
The schedule follows the selected base repayment frequency and shows the active offset balance, direct extra repayments, and staged offset adds.
Rental yield inputs
This now follows the same visual system as the mortgage calculator so the controls feel consistent and the numbers are easier to read.
Model the debt position clearly
The loan inputs now use the same controls as the mortgage calculator and update the yield and cash flow instantly.
Keep the operating costs in one place
Property management is applied as a percentage of collected rent after vacancy. All other costs below are annual dollar amounts.
Readable results at a glance
All yield percentages below are calculated against the current property value.
Cleaner income, expense, and cash flow view
Property management stays separate, while the smaller holding costs are rolled into one annual expense line so the page stays shorter and easier to scan.
The core figures the rest of the yield breakdown runs from.
This shows the rent before and after vacancy is allowed for.
Property management stays separate, and the smaller holding costs stay grouped together.
This is where the income, operating expenses, and loan costs come together.
All yield percentages are calculated against the current property value.